Ken Choy
Loan Officer -
NMLS 272099

Experienced and Knowledgeable

We'll help you obtain the best loan and interest rate possible that fits your needs. Representing a wide range of over 50 regional and national “AAA” rated banks and lenders we're able to pick the lowest interest rates for both conventional and government loans. We also represent a number of private lenders as well for those borrowers with special circumstances.

Utilizing up-to-date technology, quick loan approvals and closings are commonplace.  Our detailed knowledge of loan types and underwriting guidelines has satisfied borrowers with Conventional, FHA, VA and Jumbo loans. Whether you’re buying your own home, multi-family investment or commercial real estate, we have the right loan programs at our fingertips.

Couple searching for home loans

Purchasing

We work conforming and non-conforming real estate loans.

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Refinance

We can help you lock in a long term fixed rate and get out of your ARM.

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Average Rates Nationwide*

TermRateAPR
30 Yr Fxd3.99%4.269%
15 Yr Fxd3.5%3.948%
5 Yr ARM3.75%4.386%

*= Rates are based on a National Average, your actual rates may vary.  This is only an estimate, provided for illustrative purposes only.  It does not constitute a quote.

Deciding which loan is right, can be a difficult decision. We're here to help.
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Latest News

'Funds of Funds' Move Into ETF World

These funds appear to be similar to regular ETFs. But there are important differences.

FHA

There are lots of good reasons to choose an FHA loan.

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FHA Home Loans
Loan workspace

Contact Us

Call Us: (561) 339-9446

Email Us: ken@schaffermtg.com

Our Address: 3307 Northlake Blvd Suite 103, Palm Beach Gardens, FL  33403

Mortgage Learning Center
Mortgage Calculate Monthly Payment

Calculate Monthly Payment*

Term Rate Apr Payment
30 Yr Fxd 3.99% 4.269%
15 Yr Fxd 3.5% 3.948%
5 Yr ARM 3.75% 4.386%
Calculate

*= Rates are based on a National Average, your actual rates may vary.  This is only an estimate, provided for illustrative purposes only.  It does not constitute a quote.