Refinancing your home loan when starting a family


Refinancing is often used to lower your interest rate and reduce monthly mortgage payments. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to cash-out the equity in your home. A few reasons for cashing out include: home improvement, an education fund, and to pay off or consolidate debt.


  • Reduce Your Interest Rate
  • Cash Out Equity for Home Improvements
  • Consolidate Debt
  • Lower Monthly Payments

To Refinance You'll Need: